Spring offers a chance to refresh and try something new.

Plant a tree.

Consider local events when planning your April community involvement and activities.

Dress for Success’ Recycle the Runway at River Center in Davenport

April 12


Wine Festival Preview Dinner in Rogalski Center at St. Ambrose in Davenport

April 14


Muscatine Symphony Orchestra at Central Middle School in Muscatine

April 14


Midwest Corvettes Spring Rally at Isle Casino Hotel in Bettendorf

April 15


Women’s Health & Lifestyle Fair at River Center in Davenport

April 21


Quad-City Audubon Field Trip at Crow Creek Park in Bettendorf

April 21


Earth Day Volunteer Landscape Work Day at Hauberg Civic Center in Rock Island

April 22


Celebrate Arbor Day at Moline Garden Center in Moline

April 27





Renting vs. Owning

Rent vs. Own
Renting vs Owning

The decision to rent or buy a home depends on a number of factors. The speed at which home prices and rents rise and the length of time you anticipate remaining in your home or rental are key considerations. Costs are also something to strongly consider when making the decision to rent or buy. Read about the four types of costs you should take into consideration and what they mean.

Purchase costs

When buying a home, these costs are the costs you incur when closing. These include the down payment and closing costs, which can go toward the principle balance you owe on your home. When renting, these costs can be the deposit and/or broker’s fees, which you may or may not ever see again.

Yearly costs

As a homeowner, these include mortgage payments, association fees, renovations, maintenance, taxes and insurance. For a renter, these include rent and insurance. Although the yearly costs of homeownership can be substantially higher, these costs could be considered an investment, as the money you put in to your home could potentially be returned to you, or even grow, upon a sale.

Lost opportunity costs

For the homeowner, these are tracked for the yearly costs and the initial purchase costs. The latter can give the homeowner insight into how much could have been made had the down payment been invested instead of used towards the purchase of the home.

Selling costs

For the homeowner, these costs are incurred once the closing process begins. This includes fees and brokers’ commissions, as well as the remaining principal balance still owed. For the renter, these do not come into play, although there is no guarantee that all earnest deposit money will be returned.



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