Free Family Fun in the Quad Cities and Surrounding Areas

Mel Foster Co. blogThe Quad Cities and surrounding towns offer many great opportunities for free family fun. Browse the free family fun list for a new location or a favorite place to make memories together.

  1. Eagle Point Park

A park with bluffs overlooking the river, plus a historic lodge and castle turret open for stair climbs. Perfect for outdoor family outing where hiking is enjoyed.

3900 North 3rd Street, Clinton, IA 

  1. Centennial Park Skatepark 

Centennial Park is a beautiful riverfront in downtown Davenport. Enjoy the spraypark, skatepark, basketball courts, soccer fields, and a riverfront bike path.

905 West River Drive, Davenport, IA 

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Public Swimming Pools Offer Hours of Family Fun.

Jumping into swimming poolAs summer winds down, cool off with a trip to your local pool. Here’s some public swimming pool locations near you for hours of family fun.  Canonball!

Splash Landing Aquatic Center in Bettendorf

2220 23rd Street

Hours of operation

 

Annie Wittenmeyer Aquatic Center in Davenport

2816 Eastern Avenue

Hours of operation

 

Dohse Pool in Davenport

622 S. Concord Street

Hours of operation

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Troubleshooting a Constantly Running Air Conditioner

Air conditioner troubleWhen your air conditioner constantly runs all day without shutting off, you likely have an issue with the unit.  This constant running can cause extra wear and tear and may be running up your electrical bills. Refer to the following list to troubleshoot possible causes for a constantly running air conditioner.

  1. Dirty or Frozen Evaporator Coil

Did you have your air conditioner serviced this spring before you turned it on for the summer? If not the evaporator coil may be covered with dirt and debris, which impedes the cooling process and makes the unit work harder to cool your space. If your unit is blowing warm air from the supply vents in addition to running constantly, it may have frozen up. Turn the air conditioner completely off and call a professional to diagnose the cause and prevent further damage to the system.

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Natural Ways to Keep Bugs Away

Mel Foster Co. blogDon’t let pesky bugs invade your outdoor living space and put a damper on your gathering at home.  Try starting with a few natural methods to keep the bugs at bay.

  1. Natural mint mouthwash spray

Insects do not like the smell of mint in any form. Transfer your favorite natural mint mouthwash into a spray container and spray it on yourself and the area around you while outdoors.

  1. Fill your garden with garlic, mint, and rosemary

Naturally ward away bugs by planting these three herbs on your windowsill or in your outdoor garden. They’ll keep the bugs away, plus you can use the spices in your cooking.

  1. Use a ceiling or oscillating fan

Install a ceiling fan on your patio or covered outdoor area and turn it on during the evening when bugs are most likely to strike. The wind from the fan will make it difficult for bugs to fly in and pester you and your guests. Plug-in an oscillating fan near non-covered outdoor areas for the same effect.

  1. Don’t wear heavy perfumes or scents

Stay away from wearing heavily-scented shampoos, body sprays, perfumes, or deodorants while outdoors. The fragrances can attract bugs and the stings and bites that follow.

  1. Stay hydrated

Bugs are attracted to sweaty, hot skin. Stay cool and hydrated by drinking plenty of water and fluids. Be sure to keep water handy and take sips as you start to perspire to keep the bugs away.

Does your home lack the outdoor space you’ve always wanted? Contact a Mel Foster Co. agent today to begin your search.

 

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How to Save for a Down Payment

Do you have enough for a down payment?

You’re ready to leave your rental behind but don’t have enough down payment yet. Here’s how to start saving today to get you closer to moving into a home of your own.

Begin Saving Early

The sooner you’re able to start saving the better, especially if you’re able to invest some of your savings. The more you have saved, the more options you’ll have when looking for a home.

Follow a Budget

If you’re disciplined and able to stick to a budget, you should be able to set aside a specific amount of your paycheck to savings every month. You may have to cut expenses or seek additional income, but you will save in the long run by having lower monthly mortgage payments.

Save Windfalls of Cash

Start saving any extra money you come across. Tax returns, gifts and bonuses are perfect sources for your down payment. If you’re able to grow this money through investments, it will get you that much closer to your long-term goals.

Use Interest to Grow Your Savings

If you’re able to utilize high interest savings accounts or certificates of deposits (CD’s) you’ll automatically be putting your money to work for you. Seek out the best resources for earning more for your money.

If you’re wondering how much you need to save for a down payment, use this easy mortgage calculator

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Celebrate your freedom and choose to enjoy QC events offered in July.

Experience a new festivity or repeat a Quad-City favorite this month.

Holiday Fireworks and Events Schedule By City

Bettendorf 

July 4

12:00pm – Parade on Grant and State

2:00-9:30pm – City Festival at Cumberland Square

9:30pm (Dusk) – Fireworks at Veterans Memorial Park

Buffalo

July 3 at 9:30pm (Dusk) – Fireworks at City Park

July 4 at 2:00pm – Parade

Davenport

July 3 at 9:30pm (Dusk) – Red, White and Boom Fireworks with Patriotic Pops by the

Quad City Symphony Orchestra on the Davenport Riverfront

DeWitt

July 3 at 6:00pm – Parade

Durant

July 4 at 9:30pm (Dusk) – Fireworks

East Moline

July 3 at 9:30 – Fireworks at Beacon Harbor Parkway

July 4 at 1:00pm – 52nd Annual AMVETS Parade

Galesburg

July 4 at 9:30pm (Dusk) – Big Bang Boom Fireworks at Lake Storey Park

Geneseo

July 3 at 9:30pm (Dusk) – Thrill on the Hill Fireworks at Richmond Hill Park

Kewanee

July 4 at 9:00pm – Fireworks at Northeast Park

Rock Island

July 3 at 9:30pm (Dusk) – Red, White and Boom Fireworks at Rock Island Riverfront

Other Community Activities

36th Annual Genesis Firecracker Run in Downtown East Moline

July 4 at 7:30am

Mississippi Valley Blues Festival

July 6-7 at LeClaire Park in Davenport

John Deere Classic

July 9-15 at TPC Deere Run in Silvis

Walcott Truckers Jamboree

July 12-14 at I-80 Truckstop in Walcott

Brady Street Sprints in Downtown Davenport

July 26 at 7:00pm

Arconic’s Jr. Bix in Downtown Davenport

July 27 at 6:00pm

Downtown Street Fest at 2nd Street in Downtown Davenport

July 27-28

Ragbrai Ride from Iowa City finishing in Downtown Davenport

July 28

Quad City Times Bix 7 in Downtown Davenport

July 28 at 8:00am

Mississippi Valley Fair at the Fairgrounds in Davenport

July 31-August 5

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How Credit Score Information is Calculated

Calculating your credit

Your credit score affects your ability to borrow money and influences the interest you’ll pay on that loan. Most people don’t know how these scores are calculated. Here’s what you need to know.

All Credit Scores are Not the Same

People often assume their credit score is a single three-digit number. In truth each of the three major credit bureaus, Experian, Equifax and TransUnion, score you differently since they don’t have the exact same data. Be clear where your ratings come from when sharing your scores. 

Closing Accounts Won’t Always Boost Scores

Closing old or inactive accounts may inadvertently lower your credit score because your credit history appears shorter. If you want to simplify, close newer credit accounts first.

Paying Off a Debt Doesn’t Remove it from Your History 

Once a debt goes to collection, or you’ve established a history of late payments, your credit score is impacted even if you pay off what you owe. While your score will get a boost if you pay off an old debt, it may not be by as much as you think. The best way to increase your credit score is to make payments on time every month.

Co-signing a Loan Impacts Your Scores

When you co-sign for someone else’s loan, you are ultimately responsible for the debt. If the person you’re co-signed with does not pay, your credit score will be impacted. Determine ahead of time if the person you’re co-signing with can afford the loan and if it’s worth the risk to your own credit score.

Not sure who to trust when making decisions that could affect your credit score? Refer to a Mel Foster Co. agent for guidance.

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Farmers’ Markets in the Area

Enjoy fresh produce, scrumptious food and hand made crafts at our local Farmer’s Markets near you.

Davenport Farmers’ Market at Northpark Mall

Wednesdays & Saturdays May through October

8 am to Noon

Bettendorf Farmers’ Market at 2117 State St next to Alter Building

Thursdays May through October

2 pm to 6 pm

Freight House Farmers’ Market downtown Davenport

Saturdays May through October (outdoor season)

8 am to 1 pm

The Growers Market at Trinity Hospital Parking lot in Moline

Saturdays

8 am to Noon

The Growers Market at Skate City parking lot in East Moline

Wednesdays & Saturdays

8 am to Noon

Geneseo Farmers Market on Pearl Street in Geneseo

Saturdays June through October

8 am to Noon

Galesburg Farmers’ Market on E Simmons St in Galesburg

Saturdays June through October

8 am to Noon

Dubuque Farmers’ Market at 1300 Iowa St in Dubuque (Iowa’s Oldest)

Saturdays May through October

7 am to Noon

Galena Marketplace at 123 Commerce St in Galena

Saturdays May through October

7 am to Noon

Lyons Farmers Market at Lyons Four Square Park in Clinton

Wednesdays 4 pm to 6 pm & Saturdays 8 am to 11 am May through October

Kewanee Farmers’ Market at the corner of Third & Tremont in Kewanee

Wednesdays & Saturdays May through October

7:30 am – 11 am

 

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Preparing to Buy in the Competitive Summer Housing Market

Home Buying Tips

This summer will be a competitive season in the housing market where demand will be higher than supply. If you’re planning on buying a home, here are some tips to help you prepare.

Get Your Finances in Order Ahead of Time

Before you begin looking for houses, make sure you’re financially prepared to be a homeowner. This includes doing a credit check, gathering your employment and salary history, getting a current bank statement that shows savings and checking balances, making a list of your debts and anything else that could contribute to your net worth.

Be Prepared for High Prices

If you see a house you love, chances are someone else loves it too. Many sellers are receiving multiple offers and will often receive offers close to their asking price. Be prepared for firm prices and difficult negotiations. Determine your needs vs. wants when it comes to selecting a home and be willing to compromise so you can act and make an offer quickly.

Work with a Professional Real Estate Agent

Having a real estate agent on your team can make a big difference. An experienced agent can recognize what might make or break a deal. Your agent will offer the sellers your whole package and not just an offer number, making your offer more appealing to the seller. Your agent’s ability to negotiate on your behalf gives you peace of mind that you’re getting the most out of the deal.

To contact a Mel Foster Co. agent today visit our website.

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Area Promotion June 2018

A Father’s Day Tradition

Take time to indulge in the many Quad City area events in June.

Spend quality time with dad at one of the many events scheduled this month.

Kickin’ It Classic Rock with Say Days Ago at Bent River Brewery in Rock Island

June 8, 7am-10pm

Stock Car Races at Mississippi Fairgrounds in Davenport

June 8, 15, 22, 29; 6:30-10:30pm

Pickers Paradise Street Sale in East Moline

June 9; 7:30am-2:30pm

Quad Cities Triathalon at West Lake Park in Davenport

June 16′ 7am

Ride the River Father’s Day Bike Event starting in Bettendorf

June 17; 7am-3:30pm

Tour de CHC Cycling Event starting in Moline

June 30; 7am-10am

River Bandits Home Baseball Games in Davenport

June 12-17, 21-27

See schedule for specific dates and times

Microbrew Mile Race and Festival in Moline

June 16; 2pm

Planet Funk Con – Comicon Convention at Tax Slayer in Moline

June 22 at 9:00pm

June 23 at 6:30pm

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