Property Virgin Buyers’ Tips.

Property VirginsIf you’re considering buying a home in your 20s, or just for the very first time, it may seem like a daunting task. It may not be easy, but with this helpful guide you’ll be able to confidently search for a home that’s right for you and your plans for the future. Break it down into smaller portions, and it becomes much easier, and less stressful, to buy a home.

The first thing you need to think about is how long you’re planning on staying in this new home. Are you looking for a forever home? Somewhere you can stay for a few years? These are important questions when it comes to finding the house you’re looking for.

You should decide if the house is just for you, or a future family that will live in the house for the next 20 years. Deciding what type of house you are searching for can help narrow the search and help your agent know what you’re looking for in a home.

The last step is extremely important, and may seem obvious, but always needs to be considered when it comes to finding your new home. You have to find a home that is within your price range. Remember to think about how long you could be able to afford the mortgage if you were laid off from your job, or pursuing other personal ventures. Whatever your plans are for buying a house, make sure that they are financially feasible.

Mel Foster agents are experts at finding homes that fit your needs. Click here to view new listings and start your home search today.

Mel Foster Co. Gets a Make Over

Mel Foster Co. Geneseo & Chamber of Geneseo Celebrate
Mel Foster Co. Geneseo & Chamber of Geneseo Celebrate

Mel Foster Co. Real Estate Brokerage in Geneseo had a re-opening of its downtown office on Wednesday, April 8. The interior spaces of the office were completely remodeled to accommodate technology upgrades and improved communication tools.

Fred Dasso, managing broker of the Geneseo office said, “With this office concept and remodel project, we are happy to provide a ’boutique-like’ experience for our clients and Realtors®.”

The newly designed boutique-style space, in the heart of downtown Geneseo on State Street, features a spacious seating and conversation area with a large flat-screen display where guests can explore real estate options with an agent.

Lynsey Engels, Mel Foster Co. president, Real Estate Brokerage, said, “Mel Foster Co. is continuing to stay current with industry trends to help agents work more efficiently and comfortably in an office setting. Our Galesburg office was converted into a boutique-style space last year and the feedback we received from agents and visitors made us eager to duplicate that success in Geneseo. Our agents can take advantage of rapidly changing technology within the office and meet with guests in a location that enhances communication to create a better experience for those looking to buy or sell a property.”

Insurance Basics For First Time Buyers.

Insurance Basics
Insurance Basics

You’ve compared the costs of renting vs. owning, and home ownership is in your future. As you budget for new household expenses, be sure to include homeowners insurance, which is usually more expensive than what you are paying for renters insurance.

Having enough coverage with your homeowners insurance will give you peace of mind knowing that your home is protected. There are a few things that you should consider when choosing a homeowners insurance policy.

You need to be sure that you understand what most standard policies cover. It usually includes exterior and interior damage from vandalism, fire and weather incidents. It also may cover out of pocket expenses, damage to outside structures and even medical costs if someone is injured on your property. It also covers personal property, which is why it’s so important to have photos and to keep purchase receipts of your most expensive assets.

Also keep in mind that whenever you add something to your existing home, such as a porch or an extra bathroom, you should see if your policy needs to be adjusted. Renovations and additions can add significant value to your home and you want to be sure that the new investments you have made are also covered by your insurance.

One thing that is missing from some standard policies is coverage for flood damage. Ninety percent of damage from natural disasters occurs from flooding. Insurance providers usually offer an additional policy that will have insurance for any flood damage that may occur. Keep this in mind if you have a finished basement.

Often it can take up to 30 days for new policies to go into effect. So don’t delay any longer, contact Mel Foster Insurance today.

Mel Foster Co. and movingWOLF Deliver a Suite of Services Tailored to Moving Families

Mel Foster Co. logoMel Foster Co. has teamed up with movingWOLF, a program offered by the WOLFmedia division of Lone Wolf Real Estate Technologies, to offer clients in the home buying and selling process deals on hyper-local and national brands, all providing discounts to save the consumer money.

Your Mel Foster Co. real estate agent will be supplying exclusive email offers to home buyers and sellers. Each email delivers discounts on items relevant to where the home buyer or seller is in the moving process. Offers range from products and services needed before, during and after the move such as moving trucks, boxes and supplies, home services set-up, home security, restaurants, decorating and renovations.

“We are thrilled to partner with movinWOLF in a marketing benefit to offer our clients money saving opportunities with some local and national brands and assist them in organizing their move”, mentions Lynsey Engels, President Real Estate Brokerage of Mel Foster Co.

A study by the National Association of REALTORS® found that movers spend, on average, $9,000 on goods and services during their move. In an effort to help clients transition into their new home, Mel Foster Co. has joined the movingWOLF program to provide savings along the way.

The program also serves as a reminder to consumers of the services and products they’ll need throughout the moving process. Moving can be hectic and reminders to get boxes or book the moving truck, along with a discount for those products and services, helps consumers stay organized and ahead of the game, alleviating stress and pressure during a move.

“Consumers spend more money in a 180-day window during their move than they will in any other time in their lives,” says Scott Oakley, Vice President of Lone Wolf Real Estate Technologies’ WOLFmedia Division. “The value of the service is not only the money-saving offers to alleviate the cost of moving but also the reminders to book services and pick up products they’ll need before, during and after their move. This improves the experience for consumers and reinforces their decision to work with their real estate agent.”

For more information about Mel Foster Co., please visit www.melfosterco.com.

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 About Lone Wolf Real Estate Technologies

Lone Wolf Real Estate Technologies Inc. is the North American leader in real estate solutions and services with almost 10,000 offices utilizing their fully integrated product lines. Lone Wolf’s Complete Enterprise Solutions is comprised of its core products and services – brokerWOLF back office management solution, WOLFconnect front office management solutions, globalWOLF website solution, loadingDOCS paperless office solution, mobileWOLF mobile solution, WOLFmedia ad revenue generation service, WOLFwatch accounting service and Lone Wolf’s newest service specific to the agent marketplace, agentWOLF. The Complete Enterprise Solution is ideal for real estate offices looking to seamlessly manage their data from the back office to the front office to brokerage and agent websites, providing a single point of entry for data, significant time savings and profitability opportunities. The Complete Enterprise Solution is an invaluable component of a successful real estate brokerage. Lone Wolf has offices in Cambridge, ON, Langley, BC, Las Vegas, NV and Show Low, AZ. For more information please visit www.lwolf.com.

About Mel Foster Co.

Founded in 1921, Mel Foster Co. is a Real Estate Leader of Eastern Iowa and Western Illinois serving Davenport, Bettendorf, Moline, Rock Island and the surrounding Quad City area, and it is one of Iowa’s largest independently owned real estate company. The company specializes in residential sales and offers services in insurance, commercial, farm and land sales, land development, relocation, career development, and new construction. Visit their website at http://www.melfosterco.com  for more information.


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